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The Difference Between a Short Sale and a Foreclosure...

The foreclosure process begins when a borrower/owner defaults on mortgage payments and the lender repossesses the estate to recover the amount owed on the defaulted loan. Foreclosure is the termination of all rights of the homeowner covered by a mortgage and the estate becomes the absolute property of the lender.

For homeowners who can no longer afford to keep mortgage payments current, short sales are an alternative to foreclosure proceedings. When lenders agree to do a short sale in real estate, it means the lender is willing to allow the sale of the estate for less than the total amount due on the loan.

Contact Phillips Realty to get a free report on the alternatives available to you to avoid the financial freefall that comes with foreclosure.  As a Certified Distressed Properties Expert (CDPE), I can provide you with information describing several opportunities available to homeowners that may lessen the negative financial impact of foreclosure and to find the best solution for your unique situation.


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Waterway Palms Plantation
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Woodlawn Plantation

Featured Communities

The Dunes Club

The Dunes Club:  Myrtle Beach 79th Ave N to Dunes Cove
Contact Phillips Realty about The Dunes Club. The Dunes Golf and Beach Club was formed in 1947. This course is a Robert Trent Jones design. The Dunes Club is thought to be one of his finest course designs. The Dunes Club has is a World-Class course and offers the finest in golfing and club ser...
 Search MLS: Myrtle Beach

Little River

Little River:  Little River
Contact Phillips Realty about Little River. The town of Little River, South Carolina is one of the oldest settlements along the coast. Known for its seafood, deep-sea & commercial fishing, charter boats, annual blue crab festival, and historic live oak trees, it is one of the last communities ...
 Search MLS: Little River

Woodlawn Plantation

Woodlawn Plantation:  Murrells Inlet | Georgetown County
Contact Phillips Realty about Woodlawn Plantation. A 20 acre lake fronts all the homes and homesites of Woodlawn Plantation, a gated community tucked into the area landscape at the end of Old Kings Road. Homesites from $125,000. Homes from $300s. Minutes to many Seafood Restaurants and the popular M...


Phillips Realty •  Linda Phillips •  843.238.8664
1500 Hwy 17 North • Surfside Beach, SC 29575
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