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The Difference Between a Short Sale and a Foreclosure...

The foreclosure process begins when a borrower/owner defaults on mortgage payments and the lender repossesses the estate to recover the amount owed on the defaulted loan. Foreclosure is the termination of all rights of the homeowner covered by a mortgage and the estate becomes the absolute property of the lender.

For homeowners who can no longer afford to keep mortgage payments current, short sales are an alternative to foreclosure proceedings. When lenders agree to do a short sale in real estate, it means the lender is willing to allow the sale of the estate for less than the total amount due on the loan.

Contact Phillips Realty to get a free report on the alternatives available to you to avoid the financial freefall that comes with foreclosure.  As a Certified Distressed Properties Expert (CDPE), I can provide you with information describing several opportunities available to homeowners that may lessen the negative financial impact of foreclosure and to find the best solution for your unique situation.
 







 


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Phillips Realty •  Linda Phillips •  843.238.8664
1500 Hwy 17 North • Surfside Beach, SC 29575
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