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The Difference Between a Short Sale and a Foreclosure...

The foreclosure process begins when a borrower/owner defaults on mortgage payments and the lender repossesses the estate to recover the amount owed on the defaulted loan. Foreclosure is the termination of all rights of the homeowner covered by a mortgage and the estate becomes the absolute property of the lender.

For homeowners who can no longer afford to keep mortgage payments current, short sales are an alternative to foreclosure proceedings. When lenders agree to do a short sale in real estate, it means the lender is willing to allow the sale of the estate for less than the total amount due on the loan.

Contact Phillips Realty to get a free report on the alternatives available to you to avoid the financial freefall that comes with foreclosure.  As a Certified Distressed Properties Expert (CDPE), I can provide you with information describing several opportunities available to homeowners that may lessen the negative financial impact of foreclosure and to find the best solution for your unique situation.


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Featured Communities

The Pinnacle at South Inlet

The Pinnacle at South Inlet:  Murrells Inlet | Georgetown County
Contact Phillips Realty about The Pinnacle at South Inlet. The Pinnacle at South Inlet is a live and work community bringing a modern sensibility to residential opportunities in the mossy, marsh-edged town of Murrells Inlet. There are cottage-styled family suites with street level offices, and individual mul...
 Search MLS: Murrells Inlet

Arbor Trace

Arbor Trace:  North Myrtle Beach Area | Barefoot Resort
Contact Phillips Realty about Arbor Trace. Arbor Trace is located in Barefoot Resort, a first class living experience where villas, homes and town homes are intertwined through four professionally designed courses by Love, Dye, Norman and Fazio which create the perfect setting for rest and re...
 Search MLS: North Myrtle Beach

Margate Tower

Margate Tower:  Myrtle Beach Area | Arcadian
Contact Phillips Realty about Margate Tower. From the moment you open the wooden double-entry doors and step into the foyer, you realize the uncompromising elegance of The Margate, a luxury oceanfront tower that rises 29 stories above the ocean. 251 two-, three-, and four-bedroom residences ran...


Phillips Realty •  Linda Phillips •  843.238.8664
1500 Hwy 17 North • Surfside Beach, SC 29575
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