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The Difference Between a Short Sale and a Foreclosure...

The foreclosure process begins when a borrower/owner defaults on mortgage payments and the lender repossesses the estate to recover the amount owed on the defaulted loan. Foreclosure is the termination of all rights of the homeowner covered by a mortgage and the estate becomes the absolute property of the lender.

For homeowners who can no longer afford to keep mortgage payments current, short sales are an alternative to foreclosure proceedings. When lenders agree to do a short sale in real estate, it means the lender is willing to allow the sale of the estate for less than the total amount due on the loan.

Contact Phillips Realty to get a free report on the alternatives available to you to avoid the financial freefall that comes with foreclosure.  As a Certified Distressed Properties Expert (CDPE), I can provide you with information describing several opportunities available to homeowners that may lessen the negative financial impact of foreclosure and to find the best solution for your unique situation.
 







 


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Featured Communities


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North Myrtle Beach

North Myrtle Beach:  North Myrtle Beach
Contact Phillips Realty about North Myrtle Beach. Home of “The Shag,” the City of North Myrtle Beach is located along a nine-mile stretch of the Atlantic Ocean coastline in the northeastern section of South Carolina. North Myrtle Beach was formed in 1968 when four small beach towns, Cherry Grove,...
 Search MLS: North Myrtle Beach


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Myrtle Beach Area | Carolina Forest

Myrtle Beach Area | Carolina Forest:  Myrtle Beach Area | Carolina Forest
Contact Phillips Realty about Myrtle Beach Area | Carolina Forest. For those who love golf, there are three courses to satisfy any golfer’s desire at Carolina Forest. The Man O’ War Golf Club is integrated with an attractive 100-acre lake. The lake features many islands, finger lagoons, inlets and tributaries, all l...
 Search MLS: Myrtle Beach Area | Carolina Forest


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Lightkeepers Village

Lightkeepers Village:  Little River Area | North Of Hwy 9
Contact Phillips Realty about Lightkeepers Village. Nestled on the picturesque Intracoastal Waterway in Little River, SC, this prestigious harbour-side condo community, is convenient to historic Calabash and nearby Myrtle Beach's golf, dining & entertainment centers. Lightkeepers Village's Coquin...
 Search MLS: Little River

 

Phillips Realty •  Linda Phillips •  843.238.8664
1500 Hwy 17 North • Surfside Beach, SC 29575
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