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The Difference Between a Short Sale and a Foreclosure...

The foreclosure process begins when a borrower/owner defaults on mortgage payments and the lender repossesses the estate to recover the amount owed on the defaulted loan. Foreclosure is the termination of all rights of the homeowner covered by a mortgage and the estate becomes the absolute property of the lender.

For homeowners who can no longer afford to keep mortgage payments current, short sales are an alternative to foreclosure proceedings. When lenders agree to do a short sale in real estate, it means the lender is willing to allow the sale of the estate for less than the total amount due on the loan.

Contact Phillips Realty to get a free report on the alternatives available to you to avoid the financial freefall that comes with foreclosure.  As a Certified Distressed Properties Expert (CDPE), I can provide you with information describing several opportunities available to homeowners that may lessen the negative financial impact of foreclosure and to find the best solution for your unique situation.


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Featured Communities

Cravens Grant - Georgetown

Cravens Grant - Georgetown:  Georgetown Area | Belle Isle | East Of South Island Rd.
Contact Phillips Realty about Cravens Grant - Georgetown. Craven's Grant is situated where Georgetown's four rivers and the Intracoastal Waterway meet at Winyah Bay, where the water and the views are surreal. At Craven's Grant you will find a variety of homesites such as Intracoastal, bay front, marsh f...

North Myrtle Beach

North Myrtle Beach:  North Myrtle Beach
Contact Phillips Realty about North Myrtle Beach. Home of “The Shag,” the City of North Myrtle Beach is located along a nine-mile stretch of the Atlantic Ocean coastline in the northeastern section of South Carolina. North Myrtle Beach was formed in 1968 when four small beach towns, Cherry Grove,...
 Search MLS: North Myrtle Beach

Seaside Plantation

Seaside Plantation:  North Myrtle Beach Area | Ocean Drive
Contact Phillips Realty about Seaside Plantation. Within walking distance of the Atlantic Ocean, Seaside Plantation is just blocks away from superb dining, shopping and entertainment. Amenities that residents of this gorgous gated community enjoy include a clubhouse, swimming pool, putting green, sp...


Phillips Realty •  Linda Phillips •  843.238.8664
1500 Hwy 17 North • Surfside Beach, SC 29575
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